5.0 completed on June 11, 2019

Reviewed by Stephen G. for James Childers

Long Beach, CA
He was very knowledgeable about the rates and buy downs. He gave us good direction on points, and refinancing our property. He had all the answers to all our questions, and was very patient and was available for any questions we had for him. If he didn't have the answer at the time he would get back to us when he had the answer. Great experience, and this was the second time we used him for a perchase of a property. We will always use him in the future to refi or buying a property.

5.0 completed on March 8, 2019

Reviewed by Kelly S. for James Childers

Huntington Beach, CA
As a first time Home buyer the most important thing for me was to consult someone that I could Trust. I fully trusted Jim and he made the whole process a breeze. I would highly recommend Jim for any financing needs. Thanks Jim! -Kelly

5.0 completed on August 13, 2017

Reviewed by robertyoung5873 for James Childers at N/A

Jim childers is amazing he mad this process an amazing experience ! He helped boost my credit score from 690 to 730 almost over night he was very professional and informative I owe you one Jim u ever want to come over for a BBQ your always welcome to come to my home thank you for making the impossible possible your a miracle worker thank you Gem corporate !!!!

5.0 completed on July 18, 2017

Reviewed by dstarr2491 for James Childers at N/A

Jim Childers is the most professional, intelligent and patient mortgage banker I have ever met. He has guided me through the years in making good financial decisions. If you are looking to finance a mortgage I highly recommend Jim. You won't be disappointed.

5.0 completed on July 6, 2017

Reviewed by hbpetunia for James Childers at N/A

We have had the pleasure of working with Jim Childers for more than 25 years. Jim has been a vital link for us from origination to close on all our projects. From new loans to refinancing he has the knowledge, and expertise to handle all aspects of your home financing needs. We simply won't work with anyone else. Give Jim a call and you too will agree!

Frank Salazar
Oxnard, CA

Golden Empire Mortgage has been my home for almost two decades. As a branch manager I have direct access to company executives who provide the counsel and support needed to run, not only a successful branch, but be able to achieve top accolades and industry recognition. Consistently we have been able to be a top loan closing branch excelling with both A-paper transactions as well as difficult to close deals. GEM’s people are the best, allowing us for o easily recruit and maintain a top team of lending and support staff, keeping us on the cutting edge of product, technology and service. We are leaders in the industry because of the GEM culture. I am proud to be with Golden Empire Mortgage and I am here to stay!


Manuel Corral
Pomona, CA
January 19, 2018

I have been in the mortgage industry since 1979 and have consistently been at the top of mortgage originators across the country. One of the things that is required to maintain lending excellence is the company that I work for. Golden Empire Mortgage has been the foundation of my lending business for over 20 years.

GEM has the management team, marketing and technical support, and people that have allowed me to build a team that shines above all others. Without the backbone of a company like GEM I would not have been able to achieve multiple years of recognition from national mortgage associations of all kinds.

GEM has allowed me to excel to the top of my game closing over 5000 loans for over $1 Billion Dollars in lending volume. GEM has been, is, and will always be my home. If you are looking for a company to hang your license that will allow you to build a lending empire look no further. And as a consumer turn to GEM for all of your lending needs.


Terry Bleecker
Santa Clara, CA

GEM is the BEST mortgage company on the planet! I chose Golden Empire Mortgage because it is a company that is competitive, caring, technological and innovative. GEM is a company that always has its heart in the right place to help the loan officer provide the best mortgage experience for its clients and customers! In our industry, it is not uncommon for loan officers to switch companies to try and better themselves! Although many mortgage professionals choose to move from company to company, I will always maintain deep roots at GEM. GEM is my family!

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Golden Empire Mortgage, Inc. ("GEM") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:

Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.

Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.

Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.

Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants

Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.

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